The US has excellent credit card offers, but it is immensely difficult for Brazilians to get one, not least because the information gap is very large. So, based on our own experience, we are telling you here how to get a US credit card without Social Security Number.
Firstly, it is important to point out that an SSN is not necessary to have a credit card in the USA, and there is a lot of doubt on this subject, as the SSN is nothing more than a credit reference for the person. As the Brazilian who has just opened an account in the US has no credit history, the card is denied, and not because he does not have the SSN, although some employees grudgingly report this to get rid of the customer.
The first and quickest way to get the bad card is to apply for a Tax ID number (ITIN) through an accountant, which will cost you around $1,000 for the ITIN and accountant service. With this, it is possible to apply for any credit card, but those with greater benefits may be denied at first, as they have higher limits.
The second way is to build credit through what they call a “Secured Credit Card”, that is, you make a collateral deposit for the Card, and that will be your limit, and if you fail to pay any invoice, the collateral deposit will be used to cover the expense, although your intention is precisely to avoid Default, so you must always pay your invoice on time. A real example is, for example, contracting Amazon Prime and paying each month on the insured card, that way you don't spend a lot and after 6 months you already have a score that is shown in the bank's application. Then, from then on, card offers start pouring in for you, as your reference will be your name, date of birth, address, and citizenship.
If you opt for the second option, here are the three best cards to build credit in the US, namely.
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