A practical example of buying TSE bonds
We assume that you are a resident of Tehran and you need a mortgage loan of 110 million tomans (the date of your review is 15 December 2017) Considering that about 10 million tomans of the amount is paid by the bank in the form of a loan and for each sheet You can get a loan of 500 thousand tomans; As a result, you have to buy 200 housing facility sheets. Now suppose that you evaluate four sheets of housing facilities:
1) Housing facility bonds with a maturity date of January 2017 at a price of 47,000 Tomans.
2) Housing facility bonds with a maturity date of February 2017 at a price of 48,500 Tomans.
3) Housing facility bonds with a maturity date of March 2017 at a price of 50,000 Tomans.
4) Housing facility bonds with a maturity date of May 1398 at a price of 52,500 Tomans.
According to the information presented above, the bonds due in January and February 2018 despite being more attractive in price due to their closeness to the maturity date and due in May 2019 due to the higher price are not considered attractive options. But bonds due in March 2017 are the best option. As a result, you should buy 160 sheets in one trading session and 40 sheets in the next trading session. With this account, by paying the amount of 10 million Tomans, you have priority in receiving a loan, and you must start the process of converting the bonds into a loan by visiting one of the branches of Maskan Bank. How Much Is My US Savings Bond Worth?
How to know the latest price of housing facility bonds?
How to get a home loan?
How to get a housing loan in 1402, after the announcement of the government, it will be possible in person as well as offline through the website of Housing Bank, the facility application system section. The conditions for receiving this loan can be things like being over 18 years old and opening a deposit account and having documents such as a birth certificate, national card.
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