When to buy travel insurance

That's it, you've compared the essential offers and guarantees that meet your needs and you've finally chosen the insurance that will cover you during your trip. There is only one last detail to settle before jumping on the plane, when to take out travel insurance? Depending on your status, your destination or the type of insurance chosen, the subscription period may vary.

When to take out your travel insurance if you are going abroad

Whether you are going on a world tour, on family vacation or to study in another country, the subscription to our Globe Partner contract can be made up to the day of departure. Indeed, once the online payment has been made, you will automatically receive your insurance certificate by email, which you just need to print, date and sign before putting it in your luggage.

Nevertheless, we advise you to take out travel insurance 5 to 7 days in advance. You will not lose days of coverage, since the subscription date and the contract start date may be different. This leeway allows us to come to your aid in the event of problems with your online subscription, such as a bank card that does not pass or other computer bugs. Don't forget to take into account that we answer your questions by email and telephone from Monday to Friday from 9:30 a.m. to 5:30 p.m. If you take out your travel insurance on a Saturday for a Sunday departure, we will not be able to help you with any issues. So plan to buy your travel insurance a few days before departure!

In the event of payment by cheque, you must also calculate the time taken to receive your check by post. If you choose this method of payment, we advise you to take out your travel insurance at least ten days before your departure.

You are leaving for China, Algeria or Russia

In certain cases or for certain destinations, the subscription of travel insurance is compulsory. If you plan to travel to China, Algeria or Russia, an appointment at the embassy will be necessary to obtain your tourist visa. During this appointment, you will be asked for proof of travel insurance, as well as a specific insurance certificate specific to your destination. To be sure that you comply with the Embassy's requests and put the odds on your side to obtain your visa, remember to follow these few simple instructions for taking out your travel insurance:

  • Take out your insurance at the time of the visa application , in order to be in possession of your insurance certificate during your appointment at the embassy.
  • As soon as you have subscribed, request a specific certificate. This document is sometimes requested by the Chinese, Algerian or Russian authorities during your visa application and upon arrival in the country. We provide it to you free of charge and within 2 working days.
  • Russia may ask you for this document in the original version sent by post, remember to take into account the sending time.

At the time of your subscription, you are therefore not certain of your departure date. All you have to do is indicate a distant departure date, then come back to us once the visa has been obtained and the plane ticket has been reserved so that we can modify the dates of your contract. Warning ! This operation is only possible as long as the contract has not started.

You are leaving for Cuba

When you arrive in the land of cigars and salsa, the Cuban authorities will ask you for a specific insurance certificate. We can provide you with this document free of charge within two working days, so remember to take out your travel insurance in advance and send us your written request.

When to take out your travel insurance for the Schengen visa

If you want to travel within the Schengen area , you may need a Schengen visa. Obtaining this visa requires certain documents, including travel insurance. The subscription to this contract can be done at the time of the visa application, so that you are in possession of proof of insurance at the time of your interview at the embassy.

It will then be possible to change the contract dates if they do not correspond to the dates of your trip. Warning ! This is only possible as long as the contract has not started.

In the case of a visa refusal, the contract may be reimbursed if official proof of refusal is communicated to us.

When to take out your travel insurance if you are coming to France for more than three months

Whether for your studies or as a resident, your stay in France for more than three months will require you to take out insurance if you are not subject to French Social Security.:

  • If you are a student, your school may ask you for proof of insurance in order to attend class. You may also be asked for insurance to obtain your student visa.
  • Our E,F,Enp contract has a waiting period for medical expenses and planned hospitalizations. Think about it when setting the start date of your contract.
  • If you extend your stay in France, the E, F, Enp contract can be renewed. However, if the contracts are not renewed continuously, the waiting periods are again applied.

When to take out your cancellation insurance

To be valid, your cancellation insurance must be taken out within 24 hours of purchasing the trip. In the event that your stay is effectively cancelled, the insurer will ask you for proof of purchases for your trip in order to invoke the guarantees.

You are now ready to take out health insurance for travel. All you have to do is pack your suitcase, have a good trip!

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